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Wood River Insurance Blog

All You Ever Wanted to Know About Insurance

Term Life Insurance

Term Life Insurance that protects
Protect your family’s financial future with term life insurance from The Cincinnati Life Insurance Company.

Term life insurance proceeds can help your beneficiary pay off your mortgage if you or your spouse were to pass away.  And a mortgage isn’t the only financial burden your family may bear.  Term life insurance proceeds can help pay off car, business or personal loans you may have.

Education expenses
Your children’s educational needs increase your family’s financial needs.  You may have already borrowed some or all of this expense.  Would your spouse be able to continue paying for these important expenses if you were gone?  With term life insurance, this budgetary need may be fulfilled.

Protection that saves
Term life insurance provides economical coverage for a specified period of time such as 10, 15, 20, 25, or 30 years.  You choose the coverage period that suits your family’s needs.  Later, it  also can be converted to permanent coverage without proof of insurability.

Buy term, invest the difference
Term life insurance provides the coverage you need for a fraction of the cost of a permanent plan of life insurance, such as whole life or universal life. Purchase the coverage you need and invest the savings in your future.

Financial stability
When you pass away, life insurance provides a source of income for your family when they need it most.

To Get A Quote
For more information about Term Life Insurance from Cincinnati Life and to request a quote, call Chad Howard at 208.788.1100.

About Cincinnati Life 
The Cincinnati Life Insurance Company stands among the top U.S. life insurers with a high financial strength rating from A.M. Best Co., an independent provider of insurance ratings since 1899. Please view for current information about Cincinnati Life and its financial strength ratings.

This is not a policy.  For a complete statement of the coverages and exclusions, please see the policy contract.  All applicants are subject to the underwriting guidelines of The Cincinnati Life Insurance Company.  Products available in most states.

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